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It became known what a typical Russian investor looks like

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It became known what a typical Russian investor looks like

The share of investors with large portfolios of 100 million rubles and more in Russia is only 0.05%, they own 36.4% of assets, says Kommersant, citing a study of the Bank of Russia with the participation of the 20 largest brokers.

However, three-quarters of the total portfolio belong to only 1% of the clients, two-thirds of the clients have no money in their accounts at all, and the average portfolio does not exceed 100 thousand rubles.

The total assets of all brokers' clients (over 14.8 million people) at the end of June 2021 increased 1.6-fold to 7.2 trillion rubles, while the number of individuals who have investment accounts increased by almost 2.5 times.

Men become investors more often than women. Thus, their share is distributed as 61% and 39%, respectively. The difference is even greater in the distribution of assets: 74% vs. 26%, respectively.

Residents between the ages of 20 and 40 actively invest, but men between 50 and 60 are the most successful - with positive portfolio returns. They earned more than they spent 50.7% of male clients and 51.5% of female clients.

As assessed by the bank, portfolio diversification increases with the age of the client, reaching a maximum in the age group of 40 to 50 years, and then decreases. On average, each investor uses six instruments, but if the portfolio amounts to more than 100 million rubles, it consists of 18 instruments on average.

Almost three-quarters of investors prefer to interact with brokers via mobile applications, an equal number sign brokerage contracts online. However, only 17.5% of clients have funded their accounts more than once, while more than half of brokerage accounts opened in 2021 have never been funded.

Made in Russia // Made in Russia

Author: Karina Kamalova

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